Enjoy an attractive introductory rate for that fall fix-up project…good until next spring, with our 5-Year Home Equity Line of Credit
3.99% APR*
Introductory fixed rate until 4/30/10
4.75% APR*
Variable rate effective 5/1/10
Offer available with a Rewards Checking account
Visit one of our 33 our convenient locations, or call us to get started today…
605-336-2470|800-244-2149
Or start the process now by applying online:
* The HOME EQUITY LINE OF CREDIT is a variable rate product with an initial APR of 3.99% through 4/30/10. After 4/30/10, the APR can change daily and is calculated based upon an index (Wall Street Journal Prime; as of 10/15/09 equals 3.25%) plus a margin not to exceed 21%. The margin may vary depending on loan-to-value, credit score, and Home Federal Banking relationship. After initial rate ends on 4/30/10, the ongoing variable rate APR quoted above is based on a Wall Street Journal Prime of 3.25% and the margin for 80% with additional discounts given for having a Rewards Checking account, automatic payment from a Home Federal checking account, and a credit score of 715 or above. The APR assumes the initial advance remains outstanding for the 5-year term with interest paid monthly and includes a $95 application fee and closing fees of $99 (closing costs vary by county; appraisal and lien search are extra, if applicable). Minimum loan amount of $5,000 and a Rewards Checking account are required to receive initial rate. Offer subject to credit approval. Property and flood insurance required, if applicable. Offer cannot be combined with any other offers. Offer expires 11/30/09.
Equal Housing Lender.