We do our homework, so you can offer your employees the best retirement plans. You might just get a "World's Best Boss" coffee mug.
Whether your business is big or small, we work to customize a retirement plan design that works for your business. We don’t believe in applying a cookie-cutter approach to something as critical as your employees’ retirement plan. Talk to us today, share your ideas, and we’ll find the best solutions to make you a hero to your employees.
Retirement Plan Options We offer many traditional plans including: • 401(k) (including Safe Harbor Plans) • 403(b) for non-profit organizations • Profit sharing (including new comparability) • Defined benefit • Non-qualified deferred compensation • SIMPLE IRA • SEP
Powerful Investment Platform You can rest assured that the investments we offer are thoroughly researched and offer a suitable range of options for your retirement plan participants. Home Federal’s no-load investments have passed our stringent investment screening process, which includes investment manager reviews, a focus on long-term performance and regulatory compliance.
Trusted, Respected Fiduciary Services If you’d like, Home Federal can act as a directed trustee for your retirement plan participants, so you don’t have to worry about administrative details. In a directed trustee role, Home Federal will manage fiduciary responsibility by providing prudent plan administration with the best interests of the participants in mind. Having Home Federal serve in this capacity also can help protect trust assets against theft or loss, maintain recordkeeping, and monitor for unlawful use of retirement plan assets.
Online Participant Access Your plan participants will have access to our powerful online retirement planning tools, so they can monitor and manage their accounts when it’s convenient for them. Our online tools and resources include extensive investment information and helpful calculators to help participants gauge how much they should save for retirement given their investment time horizon, risk tolerance and other investable or retirement assets.
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