Loan Application

At Home Federal, it's simple to open an account.

When you complete our online application, we will be able to minimize the time you spend at the bank and provide the most convenient experience possible.

After we receive your application, a banker will contact you to set up a time to stop in and sign the necessary paperwork.

During the meeting at the bank, your banker will ask you to:

  • Sign the application
  • Provide your initial deposit
  • Provide a photo ID (in accordance with the USA Patriot Act)

If you reside outside the United States, you must have either a U.S. Social Security number or a Federal Identification Number and a valid U.S. mailing address.

All transactions with Home Federal Bank must be in US dollars. Drafts from banks outside the US are accepted provided they are in U.S. currency.

Thank you for your interest in opening an account with Home Federal Bank. If you have any questions, please contact us at 605-336-2470 or 800-244-2149.


Please provide the following information: all fields marked with a "*" are required


Home Federal values your privacy and your business. Please review our Privacy Policy and Disclosure Statement prior to completing this application form. To review the policy, please click on the link below. A second browser window will open. When finished, just close that window to return to the application.

Please review the HFB Privacy Policy and Disclosure Statement.


In accordance with the USA Patriot Act, Home Federal will require proof of identity before we will open a new account.
Please review Home Federal's USA Patriot Act Customer Identification Requirements.


Credit Requested

If Purpose is Other, indicate the Purpose of the Loan:

To help us correctly route your application, please enter the branch location you'd like to work with.


Important: Check the appropriate boxes below and complete the applicable sections.
Individual Credit
Joint Credit

Borrower Information



--

--

--


//


If the Applicant is married, he or she may apply for individual credit. Check one if (a) you are applying for secured credit, (b) you reside in a community property state, or (c) you are relying on property in a community property state as a basis for repayment for the credit requested.
Married Separated Unmarried (Includes Single, Divorced or Widowed)

Address - Borrower











Own Rent
If at current residence for less than 2 years, complete the following:










Own Rent

Employment Information - Borrower







--




If at current employer for less than 2 years, complete the following:






--




Other Income - Borrower

NOTICE: Alimony, Child support, or separate maintenance income need not be revealed by you if you do not wish to have it considered as a basis of repayment. You may reveal this type of income if you do wish to have it considered as a source of repayment.




Co-Borrower Information



--

--

--


//


If the Applicant is married, he or she may apply for individual credit. Check one if (a) you are applying for secured credit, (b) you reside in a community property state, or (c) you are relying on property in a community property state as a basis for repayment for the credit requested.
Married Separated Unmarried (Includes Single, Divorced or Widowed)

Address - Co-Borrower











Own Rent
If at current residence for less than 2 years, complete the following:










Own Rent

Employment Information - Co-Borrower






--




If at current employer for less than 2 years, complete the following:





--




Other Income - Co-Borrower

NOTICE: Alimony, Child support, or separate maintenance income need not be revealed by you if you do not wish to have it considered as a basis of repayment. You may reveal this type of income if you do wish to have it considered as a source of repayment.




Nearest Relative Not Living With You - Borrower




--

Nearest Relative Not Living With You - Co-Borrower




--

Financial References - Borrower





Financial References - Co-Borrower





Vehicles

Life Insurance - Borrower




Life Insurance - Co-Borrower




Retirement Fund - Borrower



Retirement Fund - Co-Borrower



Stocks/Bonds















Real Property









   

Business Owned



%

Questions - Borrower

Select One

Question

If Yes, Please Explain

Questions - Co-Borrower

Select One

Question

If Yes, Please Explain

Information for Government Monitoring Purposes

Only Complete if purpose of loan is Home Improvement, Purchase of Real Estate or to refinance an existing loan that is secured by a residence.

The following information is required by the federal government for certain types of loans related to a dwelling in order to monitor the lender’s compliance with equal credit opportunity, fair housing, and home mortgage disclosure loans. You are not required to furnish this information, but are encouraged to do so. You may select one or more designations for "Race". The law provides that a lender may not discriminate on the basis of this information, or on whether you choose to furnish it. However, if you choose not to furnish the information and you have made this application in person, under federal regulations the lender is required to note ethnicity, race, and sex on the basis of visual observation or surname. If you do not wish to furnish the information, please check below.

Borrower
I do not wish to furnish this information
Borrower (Race/National Orgin)
American Indian or Alaskan Native
Asian or Pacific Islander
Black, not of Hispanic origin
Hispanic
White, not of Hispanic origin
Other (specify)
Sex: Female Male
Co-Borrower
I do not wish to furnish this information
Co-Borrower (Race/National Orgin)
American Indian or Alaskan Native
Asian or Pacific Islander
Black, not of Hispanic origin
Hispanic
White, not of Hispanic origin
Other (specify)
Sex: Female Male

By submitting, I hereby apply for the loan or credit described in this application. I certify that I made no misrepresentations in this loan application of in any related documents, that all information is true and complete, and that I did not omit any important information. I agree that any property securing the loan or credit will not be used for any illegal or restricted purpose. Lender is authorized to verify with other parties and to make any investigation of my credit, either directly or through any agency employed by Lender for that purpose. Lender may disclose to any other interested parties information as to lender’s experiences or transactions with my account. I understand that Lender will retain this application and any other credit information Lender receives, even if no loan or credit is granted. These representations and authorizations extend not only to Lender, but also to any insurer of the loan and to any investor to whom Lender may sell all or any part of the loan. I further authorize Lender to provide to any such insurer or investor any information and documentation that they may request with respect to my application, credit or loan.

 
Community. Driven. Banking.
800-244-2149 | www.homefederal.com
Member FDIC | Equal Housing Lender | A subsidiary of HF Financial Corp | NASDAQ: HFFC