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More Home Loan Options for Your Dream Home

Home Federal is one of the region’s top home loan providers. Our friendly home loan specialists guide you through the home buying process. Rely on us for fast, honest answers and loan options to fit any life stage. We can help make your dreams come true.

We will take you through the home buying process every step of the way. Help you pack the dishes? We’ve got to draw the line somewhere.

Found a home that you are interested in buying? Simply click on our QuickClick Online Home Loan Application to the right to apply for a loan. Enter your information with the property address and find out if you are pre-qualified for a loan.

Home Federal offers home loans in South Dakota, Minnesota, Iowa and Nebraska.

First Time Homebuyer

Buying your first home can be more affordable with below-market loans offering a low, fixed interest rate and cash assistance for a down payment.

Use SDHDA programs with:

  • Conventional Loans: Variety of terms
  • FHA Loans: Federal Housing Administration
  • Veteran’s Administration (VA) Loans: Available for people associated with qualifying military branches
  • Rural Development Loans

Cash assistance is periodically available for first-time or low income homebuyers in certain communities through special grants awarded to Home Federal. Ask us about special grant funds.

Fixed Rate Mortgages

Enjoy fixed-rate principal and interest payments for a defined term, making it easier for budgeting. Choose from:

  • Conventional Loans: Available on a variety of terms
  • Federal Housing Administration (FHA) Loans
  • Veteran’s Administration (VA) Loans: Available for people associated with qualifying military branches
  • Rural Development Loans

Other Programs

Home Federal also has other home loan options and customized programs available to you. Contact one of our home loan specialists for details.

Home Federal does Personal Banking, Business Banking, Ag Lending , Home Loans, Trust and Asset Management, and Investments. With so much to offer, learn what Home Federal can do for you.

Community. Driven. Banking.
800-244-2149 | www.homefederal.com
Member FDIC | Equal Housing Lender | A subsidiary of HF Financial Corp | NASDAQ: HFFC