Choosing a Checking Account for Your Business

June 30, 2011

image Just like choosing a personal checking account, you should select a business checking account, or a series of accounts, that match your needs. Start by considering how you use your business checking account:

• How many checks do you write each month?
• How many and what types of deposits do you typically make?
• How large of an average balance do you maintain?
• Is there a convenient branch close by, or will you utilize online deposit options?

Home Federal Bank provides various business checking accounts to fit various business banking needs.

In additional to a traditional checking account, Cash Management Services support businesses with enhanced controls to manage convenience, cash flow, and liquidity while maximizing investment returns and interest savings. For example, an automatic sweep provision would move balances in excess of a pre-determined level out of a non-interest bearing checking account into an account where interest is earned. Online business deposit saves trips to the bank and allows businesses to consolidate funds from remote locations. A Home Federal Business Banker is available for more information about these and other business banking options.

Home Federal offers Personal Banking, Business Banking, Ag Lending , Home Loans, Trust and Asset Management, and Investments. With so much to offer, learn what Home Federal can do for you.

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