The Role of Underwriting

October 13, 2011

image Owning your own home has been part of the "American Dream" for years. The pride of ownership and sense of “belonging somewhere” have been strong factors in motivating over 60% of all households to own their own homes.

Throughout the process of obtaining a home loan you may hear the term “underwriting” referenced. Home Ideas Episode: Underwriting sheds light on what this step provides in the home-buying process.

Your home may be the most valuable asset you own. It can serve as a reflection of your financial stability and it can even be a source of collateral for other borrowing. The underwriting process creates a foundation for your financial capabilities and by assessing what you can afford, it makes for a comfortable home owning experience for you and your family.

Contact a Home Loan Specialist at Home Federal Bank to begin your goal of owning a home.

Home Federal offers Personal Banking, Business Banking, Ag Lending , Home Loans, Trust and Asset Management, and Investments. With so much to offer, learn what Home Federal can do for you.

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