Get started today:
- Online Contact us or apply for an account.
- By phone Call 605-336-2470 or 800-244-2149.
- In person Find a location.
- Security and Safety Learn the basics of FDIC insurance and preventing identity theft.
CDs: Stable, Secure Progress
With Home Federal CDs, you can set aside some of your cash and watch it grow. We offer competitive interest rates and a wide variety of terms. It’s the perfect savings option to give you peace of mind.
If you think rates may go up, our adjust-a-rate CD allows you to adjust your interest rate one time, any time during the term of your CD.
For current CD rates, contact us.
Large CDs Offer Benefits for High Balances
If you have high balances, but you want the benefits of CDs, turn to Home Federal for great rates and flexible options including CDARSSM (Certificate of Deposit Account Registry Service) and Jumbo CDs.
CDARS Provides FDIC Protection
Home Federal participates in the Certificate of Deposit Account Registry Service (CDARS). This network of financial institutions helps you enjoy full FDIC insurance on deposit amounts larger than $250,000.
Your large deposit is broken into smaller amounts and placed with other banks that are members of the CDARS network. Because funds are placed in FDIC-insured CDs, your total deposits over $250,000 are eligible for full FDIC coverage. Learn the basics of FDIC insurance.
Receive one rate on your entire investment and view account activity through one statements. In addition, manage all of your CD investments through a single relationship with the bank you know and trust.
Many customers benefit from CDARS, including:
- Non profits
- Public units
- Advisers (trustees, CPAs, financial planners and lawyers)
- Socially-responsible investors
Contact us to learn more or visit the CDARS website.
Jumbo CDs Offer Competitive Rates
High-yield Jumbo CDs provide excellent rates for large principal amounts. These short-term CDs are frequently used by corporations and public entities. Contact us for the latest terms and rates.
Home Federal offers Personal Banking, Business Banking, Ag Lending , Home Loans, Trust and Asset Management, and Investments. With so much to offer, learn what Home Federal can do for you.