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Encore! Program

If you have at least 50 candles on your birthday cake, we're rolling out the red carpet for you.

As an Encore! member, you will enjoy:

  • Exceptional travel opportunities at a great value
    [See Calendar of Events]
  • Financial seminars, educational and social events [See Calendar of Events]
  • Free checks (1 box/yr.)
  • Free money orders and cashier's checks
  • Free ID Reclaim® Basic1 - a fully managed identity theft recovery service stands ready should your identity be stolen or compromised. If such an event occurs, a personal recovery advocate2 works to make sure your identity is restored as closely as possible to its pre-theft status. Your personal recovery advocate will:
    • Research and document the fraudulent transactions
    • Design a customized recovery plan and file all paperwork
    • Notify creditors, bill collectors, banks, mortgage companies, and government agencies
    • Follow through until your identity has been restored
    • Provide post-recovery care for 12 months to address any additional fraudulent activity associated with the initial event
  • Optional upgrade to ID Reclaim Plus for an additional low cost.

Enjoy these benefits with any personal checking account
from Home Federal Bank.


Download our Encore! travel terms and conditions.



1 ID Reclaim® is a copyright of Harland Clarke (2010). ID Reclaim cannot be used for a pre-existing identity theft occurrence that was discovered prior to enrollment. ID Reclaim does not reimburse you for any expenses related to identity theft. Contact Home Federal for full details, and for terms and conditions of the ID Reclaim program.
2 Fair Credit Reporting Act certification, private investigator licensure. Limited power of attorney authorization may be required.

Home Federal does Personal Banking, Business Banking, Ag Lending , Home Loans, Trust and Asset Management, and Investments. With so much to offer, learn what Home Federal can do for you.

Community. Driven. Banking.
800-244-2149 | www.homefederal.com
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