Get started today:
- Online Contact us or apply for an account.
- By phone Call 605-336-2470 or 800-244-2149.
- In person Find a location.
IRAs: Long-Term Financial Growth
Home Federal may recommend IRAs as part of your overall retirement portfolio. Our advisors will help you determine the right IRA to ensure the comfortable retirement you deserve.
- Roth IRAs: Receive tax-free distributions during retirement when you withdraw funds.
- Traditional IRAs: Plan for retirement with tax-deductible contributions (depending on income level).
- Coverdell Education Savings Accounts: Save for a child’s education and withdraw funds tax-free when they are used for education expenses.
Planning for retirement may seem intimidating. With Home Federal Bank as your trusted partner, combined with the right plan and the right guidance, you’ll get on track to meet your long-term financial goals. Meet with one of our trusted advisors to determine which IRA option is right for your age, retirement goals, and income levels.
Home Federal offers Personal Banking, Business Banking, Ag Lending , Home Loans, Trust and Asset Management, and Investments. With so much to offer, learn what Home Federal can do for you.