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Taxable vs. Tax-Deferred Savings Calculator

The Taxable vs. Tax-Deferred Savings Calculator shows how much better it is to put your qualified investments in a tax-deferred instrument than in a taxable one, all other things being equal.*

  • Enter ballpark values by clicking on and dragging the left or right.
  • Enter exact numbers by clicking on the number in the box and type your number (no commas).

Help

Investment Amount
This is the amount of money you have to invest.
Annual Yield
This is the interest rate you can get on your investment.
Tax Rate
This is your income tax bracket.
Graph
Grab the slider at the bottom right of the graph and move it to a specific year to see the difference in the accrued amounts between the two types of investments.

*Calculators provided are estimation tools and do not necessarily reflect products, terms or rates that Home Federal Bank may offer. Please contact your Home Federal banker to verify results.

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