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Help for Homeowners

Options for Homeowners in Distress

Keeping up with monthly expenses can be difficult, especially with circumstances like job loss, economy changes, or overextended credit. By reaching out to us when challenges first arise, you can keep more options open, including:

If you are current on your mortgage payments, refinancing may be the best option.

Repayment Plan
If you are behind due to a temporary situation, a repayment plan helps you catch up once your finances are back in order.

Loan Modification
If an ongoing hardship has made it no longer feasible to keep up with mortgage payments, a loan modification may adjust the terms of your loan such as interest rate or years allowed for repayment.

Note: The foreclosure process and the mortgage assistance process may take place at the same time. Be sure to work closely with us – we’ll explore all the mortgage assistance options that may help you keep your home.

If you are facing tough choices in today’s economy, contact us at 1-800-244-2149 ext. 1589 to explore mortgage assistance options.

Additional resources are available at Ways Home.

Home Federal offers Personal Banking, Business Banking, Ag Lending , Home Loans, Trust and Asset Management, and Investments. With so much to offer, learn what Home Federal can do for you.

Community. Driven. Banking.
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Member FDIC | Equal Housing Lender | A subsidiary of HF Financial Corp | NASDAQ: HFFC