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Employer Retirement Plans That Make You a Hero
Home Federal works to customize an employer retirement plan that works for your business, regardless of whether your organization is large or small. We don’t believe in a cookie-cutter approach to something as critical as your employees’ retirement plan.
We do our homework, so you can offer your employees the best retirement plans. You might just get a “World’s Best Boss” coffee mug.
Retirement Plan Options
We offer many traditional plans including:
- 401(k) (including Safe Harbor Plans)
- 403(b) for non-profit organizations
- Profit sharing (including new comparability)
- Defined benefit
- Non-qualified deferred compensation
- SIMPLE IRA
Powerful Investment Platform
You can be confident that the investments offered are thoroughly researched and offer a suitable range of options for your retirement plan participants. They have passed our stringent screening process, which includes investment manager reviews, a focus on long-term performance and regulatory compliance.
Trusted, Respected Fiduciary Services
For your convenience, Home Federal can act as a directed trustee for your retirement plan participants, so you don’t have to worry about administrative details.
In a directed trustee role, Home Federal will manage fiduciary responsibility by providing prudent plan administration with the best interests of the participants in mind. Having Home Federal serve in this capacity also can help protect trust assets against theft or loss, maintain recordkeeping, and monitor for unlawful use of retirement plan assets.
Online Participant Access
Your plan participants will have access to our powerful online retirement planning tools, so they can monitor and manage their accounts when it’s convenient for them. Our online tools and resources include extensive investment information and helpful calculators to help participants gauge how much they should save for retirement given their investment time horizon, risk tolerance and other investable or retirement assets.
Home Federal does Personal Banking, Business Banking, Ag Lending , Home Loans, Trust and Asset Management, and Investments. With so much to offer, learn what Home Federal can do for you.