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Trust Services for Maximum Returns and Peace of Mind
Home Federal’s trust and asset management services provide peace of mind, ongoing review and investments that meet your goals. Most importantly, you receive the personal service you deserve.
If trust and asset management sounds a bit complicated, think of it this way: You earned it. We’ll help you manage it.
Trust services offer many benefits:
- Consolidated accounts, statements and tax notices
- Tailored plans for your goals and risk tolerance
- Comprehensive portfolio management
- Predictable administration
How do you know whether trust and asset management services are for you?
- You are overwhelmed by all the statements, tax notices and other financial information you receive.
If you have accumulated accounts in several places over the years and now find it difficult to manage the paper blizzard, Home Federal can help. We may be able to transfer your holdings into a single Home Federal account without tax consequences. If your present holdings aren’t getting the job done for you, we can convert them into something that will.
- You have accumulated money and are solicited by everyone.
Now that you have money, every salesperson wants to sell you stocks, bonds, insurance, mutual funds, and countless other products. We will identify exactly what you need and expect from your investments and what risks you are willing to take to achieve your goals. Then, based on our research and analysis, we will carefully build and monitor a diversified portfolio consistent with your goals.
- You feel your investments don’t fit together as they should.
You are not alone. Over time, you have changed and your goals have changed but your portfolio has not. As your portfolio manager, our job is to make all the pieces of your investment puzzle fit together properly so that you understand each piece and why you own it. You will see the picture clearly through our performance reports and statements and will know precisely how well your entire portfolio performs.
- You want freedom from worrying about bills and investments, and you want someone you trust to handle them.
We can relieve you of the burdens of day-to-day financial management responsibilities, including payment of your utilities, taxes, insurance, and other periodic bills. We will tailor an investment plan to invest extra cash as it accumulates or reinvest your holdings as they become due. Progress reports will be sent to you as often as you like (even at your winter address). You can travel or simply enjoy life.
- You aren’t sure what fees you pay, and you wonder if you pay too much.
Our investment management service fees are pre-established, based on the level of service provided. We do not charge a fee for each transaction, nor do we buy investments that have sales “loads.” We pass along our institutional buying power, and you simply pay for our advisory services.
We don’t sell securities to our clients. Instead, we learn our client’s objectives and purchase securities for our clients. In short, you know what to expect and can see exactly what you pay.
Home Federal does Personal Banking, Business Banking, Ag Lending , Home Loans, Trust and Asset Management, and Investments. With so much to offer, learn what Home Federal can do for you.